Why Now is the Smart Time to Buy a Home – and Get a Building Survey You Can Trust

If you’ve been thinking about buying a property but holding off for the “right time,” 2025 may be your moment. With the Bank of England expected to hold interest rates steady at 4.25% for most of the year to help stabilise the inflation rate, now could be the window of stability that homebuyers have been waiting for.

At Dunham Hale Chartered Surveyors, we’re here to help you take advantage of this opportunity with reliable RICS Level 3 Building Surveys and free drone inspections included.

Interest Rates Set to Stay Steady….But Property Prices May Not

After a period of rate reductions from a year ago when rates were at 5.25%, the Bank of England has signaled a more stable path forward. Most analysts now expect rates to remain flat around 4.25% throughout 2025, offering a period of predictability for mortgage buyers.

But while rates may hold steady, house prices are expected to gradually rise as confidence returns to the market.

Delaying your purchase might mean you miss out on the current price level, leaving you paying thousands more for the same property a few months down the line.

What Does This Mean for You?

If you’re financially ready and have found a property you love, the current market conditions provide:

– Stable borrowing costs, helping you secure an affordable mortgage
– Less competition than during boom periods
– Increased negotiating power in some areas

But remember: before committing to any property purchase, it’s essential to understand exactly what you’re buying.

Why You Still Need a Level 3 Building Survey

Even in a favourable market, the condition of a property can make or break a deal. That’s where a RICS Level 3 Building Survey (formally known as a Structural Survey) comes in.

Our surveys are ideal for:

– Older properties
– Homes with obvious defects
– Unusual or heavily altered buildings
– Buyers planning renovations or extensions

A Level 3 Building Survey from Dunham Hale Chartered Surveyors gives you:

– A detailed breakdown of the property’s structure, defects, and potential future problems
– A clear, plain-English report with condition ratings and photo evidence
– A Free Drone Roof Survey, ideal for hard-to-access areas like chimneys and valleys
– Advice on next steps, cost implications, and repair priorities

Get Expert Insight and Peace of Mind

In uncertain times, smart buyers rely on solid facts. That’s what our independent, RICS-qualified surveys provide. We help you avoid nasty surprises, negotiate with confidence, and make informed decisions that protect your investment for the long term. So even at the current climate, you can still grab a bargain by using the facts in our surveys to negotiate even more off the price of the property.

Don’t Wait Until Prices Rise

The interest rate might stay stable, but the cost of delay could be significant. Acting now means locking in a competitive mortgage and getting ahead of any property price rise.

And when you do, we’ll be here to give you the trusted advice you need with a comprehensive Level 3 Building Survey.

📞 Book your survey with Dunham Hale Chartered Surveyors today and get a Free Drone Roof Inspection with every Level 3 report.