When applying for a mortgage, your lender may arrange their own valuation—but this is purely for their benefit, not yours. It is a limited assessment to confirm the property is suitable as loan security and does not consider the full market value or highlight potential issues.

Many buyers mistakenly believe a lender’s valuation is a comprehensive report, but it typically involves only a brief inspection or even just desktop research. As such, it often underrepresents the property’s condition and value.

At Dunham Hale, we provide independent RICS mortgage valuations tailored to your needs—not the bank’s. Whether you’re a buyer seeking peace of mind or a remortgaging homeowner needing an accurate valuation, our reports are thorough, reliable, and fully Red Book–compliant.